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Loan Products

Lesco offers a variety of loans for different needs.  See our Current Loan Rates below for rate and disclosure information.  Lesco offers the following types of loans:

  • New & Used Automobile Loans
  • Home Equity Loans
  • Secured Loans
  • Unsecured Loans

Rates Effective April 1, 2013. Rates subject to change without notice.

Automobile (includes motorcycles)
2017-2016 APR* Relationship Pricing Discount Rate
Max Term 6 Years 4.00% 3.25% APR*

Automobile (includes motorcycles)
2015 & OLDER APR* Relationship Pricing Discount Rate
4 Year Term 4.00% 3.25% APR*
5 Year Term 4.25% 3.50% APR*
6 Year Term 4.50% 3.75% APR*

(Finance up to 100% of the purchase price)

Mortgage/Home Equity
  APR* Relationship Pricing Discount Rate
0-5 Years 4.00% 3.25% APR*
6-10 Years 5.00% 4.25% APR*
11-15 Years 6.00% 5.25% APR*

(Borrow up to 80% of the appraised value)

Share Secured
  APR* Relationship Pricing Discount Rate
6 Year Max Term 4.00% 3.25% APR*

Unsecured
  APR* Relationship Pricing Discount Rate
12 Month 10.0% 9.25% APR*
24 Month 11.0% 10.25% APR*
36 Month 12.0% 11.25% APR*
48 Month 13.0% 12.25% APR*
*All interest rates apply to new or transferred money (not refinancing).

Relationship Pricing
If you set up an Automatic Payment Transfer, you can receive an additional 0.25% off any loan rate for EACH of the following utilized services:

  • Checking Account with debit card
  • Direct Deposit or payroll deduction
  • Lesco visa credit card

(MAXIMUM DISCOUNT OF 0.75%)

We want to THANK YOU for using our products, so please take advantage of relationship pricing! Through this member loyalty program, you're able to get a lower loan rate.